Millionaires are willing to do what a large majority of the population is unwilling to do – be smart with their money.
Becoming a millionaire, and being good with your cash is certainly a learning process. It isn't easy, especially when there's an awesome coffee shop on your way to work, and having a glass or two of wine after a long day is a habit of yours.
But that doesn't mean it isn't impossible to manage your money like a millionaire. In this post, we'll take a look at some smart money apps that will help you on your path to becoming a more intelligent money mogul.
"Do not save what is left after spending, but spend what is left after saving." - Warren Buffett
Truebill lets you find, track, and cancel all of your paid subscription services with just one click. That recurring bill on your credit card statement that you just keep forgetting about before it's too late? Truebill takes care of that. In fact, the average Truebill user saves $512 per year by cancelling unwanted subscriptions.
Final – a credit card built for the 21st century – eliminates the hassle associated with a cancelled card, fraud, or theft. Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. Think of it almost like a "burner phone" but as a credit card.
Qapital describes itself as the everyday banking app that helps you save for the things you want. By using gamified, automatic savings that let you set aside small amounts of money regularly, you can meet your savings goals quickly. You can also do things like round up your change, 'fine yourself' when you buy something you're trying to cut back on, and more.
Facebook Pay lets you send money to your friends directly through Messenger. The money you send is transferred right away, but could take one to three business days to make the money available to you depending on your bank. It's a great way to pay friends back, or to even buy something using Messenger.
Penny is your own personal finance coach. According to their website, "Penny sends you beautiful tailored charts and insights to help you know how you’re spending in real time." The app was built as a solution to some of the problems other apps like Mint were having, by making it incredibly intuitive from the get-go.
Now that we've taken the time to look at some smart money apps to manage your cash like a millionaire, what are you waiting for? There's no better time to get ahold of your personal finances than today. Set yourself up for a successful, flourishing future.